Benefits Administration

Managing employee benefits doesn’t have to be complicated. Our Benefits Administration services are designed to take the stress out of enrollment, compliance, and ongoing management, giving you more time to focus on growing your business. We provide seamless, technology-driven solutions that ensure accuracy, efficiency, and a better experience for your team.

With our support, you can navigate complex benefit plans effortlessly while keeping your employees informed and satisfied. From healthcare and retirement plans to wellness programs, we handle it all with precision and care, ensuring your workforce has access to the benefits they need to thrive.

Brystra is a benefits consultancy built for white-collar employers who have outgrown a transactional broker. We combine actuarial modeling, dedicated ERISA counsel, and the deepest law firm benchmarking data in Southern California to design and manage benefits programs from mid-market through large-group plans of 500, 1,000, and more lives. Technology makes our work faster — but strategy is what we sell.

1. Funding Strategy & Plan Design. We architect the funding strategy most brokers can’t. Self-insured, captive, level-funded, and fully insured arrangements, modeled against your claims experience and risk tolerance, with stop-loss structuring and clear paths to transition between strategies as you grow.

2. Actuarial Modeling & Risk Analytics. Every recommendation is backed by data, not a carrier’s renewal quote. We model claims trends, project costs, and analyze risk in-house — the underwriting-grade analysis large groups need to negotiate from a position of leverage.

3. ERISA & ACA Compliance. Compliance is backed by dedicated ERISA counsel on retainer — benefits attorney Marilyn Monahan, retained by Brystra and available to our clients at no additional cost. Our work spans ERISA, ACA (ALE analysis and 1095-C reporting), RxDC/CAA filings, COBRA, and Section 125.

4. Executive & Partner Benefits. For law firms and professional partnerships, we design benefits that reach the top of the org chart — partner and executive benefits, non-qualified deferred compensation, layered partnership disability, and wealth-preservation strategies — the deep-tier executive work national brokers route elsewhere.

5. Law Firm Benchmarking. Now in its fifth year, our California Law Firm Benefits Benchmarking Report analyzes 100+ firms annually — partner, associate, and staff plan design, funding, and cost.

6. Core Coverage & Voluntary Benefits. Health, life, dental, disability (short- and long-term), supplemental, workers’ comp, and voluntary Section 125 plans, plus 401(k), 403(b), and annuity-based advanced compensation planning — administered with POP and advanced FSA support.

7. Benefits Technology & Administration. We streamline enrollment, administration, and reporting through integrated benefits technology — so your HR team spends less time on paperwork and more on people. Technology is the efficiency layer beneath our consulting, not a substitute for it.